Fowler Insurance & Employee Benefits, Inc

<body bgcolor="#ffffff"> <table border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="225" valign="top"> <table border="0" cellpadding="0" cellspacing="0" width="225"><tr><td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/6/TB6_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td></tr> <tr> <td width="14" background="/graphics/6/TB6_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"><b>May 17, 2012 @ 07:46 AM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>12,598.55</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 33.45</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 2,874.04</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 19.72</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,324.80</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 5.86</strong></font></td></tr> <tr><form action="http://www.emerald.idmanagedsolutions.com/stocks/quote?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© Interactive Data Managed Solutions (NYSE:IDC) All rights reserved.</font></td> </tr></table></td> </tr><tr> <td colspan="2" width="192" height="43"><img src="/graphics/6/TB6_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/6/TB6_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/6/TB6_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/6/TB6_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/6/TB6_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=E&source=eseminar_hdr.cfm" target="_top"> <img src="/graphics/6/TB6_Eseminar_home.gif" width="211" height="56" border="0" alt="E-Seminars"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Animated presentations to help you learn and decide.</font></td> </tr><tr> <td width="211"><a href="glossary.cfm" target="mondo"> <img src="/graphics/6/TB6_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"><font size="1" face="Arial, Helvetica, sans-serif">Financial terms from A to Z.</font></td> </tr><tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/6/TB6_r13_c7.gif" width="211" height="14" border="0"></td> </tr></table> </td> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"><tr><td align="left" valign="middle" colspan="3"><font SIZE="2" FACE="Arial, Helvetica, sans-serif"><br>3066 Fountainside Drive, Suite 101<br>Germantown, TN 38138<br>Phone: 901-756-8227<br>FAX: 901-756-8240<br><table border="0" cellpadding="0" cellspacing="0"><tr><td valign="top"><font SIZE="2" FACE="Arial, Helvetica, sans-serif">Email: </font></td><td valign="top"> <font SIZE="2" FACE="Arial, Helvetica, sans-serif"><a href="mailto:george.fowler@ingfp.com">george.fowler@ingfp.com</a><br></font></td></tr></table> </font></td> </td></tr> <tr> <td colspan="3" valign="top" width="384"><font face="Arial, Helvetica, sans-serif" size="1"> <p><font size="4">Fowler Insurance and Employee Benefits, Inc. has over 30 years of employee benefit communication experience.<br /> <br /> We have the ability to match the employer's needs with high quality products and services that are available in the market place today.<br /> <br /> Benefits should be an investment in your company's future; not a drain on company profits.</font></p><p><font size="4">Click here for online annuity search and term quote:</font></p><p><font size="4"><a href="https://www.emeraldsecure.com/form.cfm?SSLID=17279&UID=17279&form_ID=376&SN=0" onclick="window.open('https://www.emeraldsecure.com/form.cfm?SSLID=17279&UID=17279&form_ID=376&SN=0 ','form','resizable=yes,location=no,menubar=no,scrollbars=yes,status=yes,toolbar=no,fullscreen=no,dependent=no,width=630,height=550,status'); return false" target="_blank">Annuity Search</a></font></p><br /> <p><font size="4"><a href="https://www.emeraldsecure.com/form.cfm?SSLID=17279&UID=17279&form_ID=377&SN=0" onclick="window.open('https://www.emeraldsecure.com/form.cfm?SSLID=17279&UID=17279&form_ID=377&SN=0 ','form','resizable=yes,location=no,menubar=no,scrollbars=yes,status=yes,toolbar=no,fullscreen=no,dependent=no,width=630,height=550,status'); return false" target="_blank">Term Quote</a></font></p> </font></td> </tr> </table><br> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr> <td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/6/TB6_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/6/TB6_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/6/TB6_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=129" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">College Funding</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate the cost of your child’s education, based on the variables you input.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=128" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Risk Tolerance</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>This calculator is designed to help you clarify your comfort level with investment risk.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=138" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Estate Taxes</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=139" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Loan Payoff</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>How much will it cost to pay off a loan over its lifetime?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/6/TB6_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2927" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">HOT TOPIC: Why Global Investors Are Worried About European Debt</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> European officials are working on a bailout deal to help debt-laden Greece avoid default, but some are worried a broader eurozone financial crisis may be waiting in the wings. How likely is a Greek sovereign debt default, and how could it affect European and U.S. financial markets?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2930" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Earning Income from Mutual Funds</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3065" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Protection from a Range of Liability Claims </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3002" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Federal Estate Tax Is Much Lower — For Now </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td> </tr> </table> </td> </tr> <tr><td colspan="3"><br> <p align="center">Securities and investment advisory services offered through ING Financial Partners, Inc., member <a href="http://www.finra.org" target="_blank">FINRA</a>, <a href="http://www.sipc.org" target="_blank">SIPC</a>. </p> <p align="center">Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction.</p> <p align="center">The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states:</p> <p align="center">We are licensed to sell Insurance Products in AR,MS,TN.</p> <p align="center">We are registered to sell Securities in AR,MS,TN.</p> <p align="center"> [ <a href="/files/INGFP_Online_Privacy_Policy.pdf" target="_blank">Online Privacy Policy</a> | <a href="/files/INGFP_Important_Disclosures.pdf" target="_blank">Important Disclosures</a> | <a href="/files/Online_PP_IFP_Alone_10_2009.pdf" target="_blank">Privacy Promise</a> | <a href="https://www.orderroutingdisclosure.com/orderrouting/jsp/main/NYSE.jsp?CorrName=ING%20FINANCIAL%20PARTNERS%20INC" target="_blank">Order Routing Disclosure</a> ]</p> <br /><br /> </td></tr></table></div></body></html>