Our Services

Employee Benefits

  • Group Insurance:

Fully Insured Programs

Partially and Fully Self-Funded Plans

Long Term Disability Insurance

Short Term Disability Insurance

Dental Insurance

Vision Insurance

  • Section 125/Flexible Benefit Plans

Implementation and administration of Flexible Benefits and Cafeteria Plans

  • Cost Recovery
  • Property & Casualty Affiliates

Voluntary Employee Benefits (Employee Paid)

  • Permenant Life Insurance

Individually designed products offered on a guarantee issue basis to employees, spouse and children

  • Cancer/Dread Disease and Intensive Care Plans

Offered on a discounted basis through one of the leading recognized cancer insurance carriers in the United States

  • Disability Income Protection

Affordable protection for the employee at discounted rates and guarantee issue

Fringe Benefits for Business Owners and Key Executives

  • Executive Compensation and Bonus Plans

Flexible plans, no ERISA compliance, simple administration

  • Deferred Compensation/Salary Continuation

Flexible plans, totally selective with minimal ERISA compliance

  • Split Dollar Plans
  • Disability Income Protection Plans
  • Buy-Sell Agreements
  • Individual Life Insurance


  • Term and Universal Life Insurance

We offer coverage through 50 companies

  • Disability Coverage

We offer coverage through 5 companies

  • Health Coverage

We offer coverage for Medical, Dental, and Vision through 8 companies

  • Fixed Annuities

We offer 30 companies to suit your needs