Our Services

Employee Benefits

• Group Insurance:

Fully Insured Programs

Partially and Fully Self-Funded Plans

Long Term Disability Insurance

Short Term Disability Insurance

Dental Insurance

Vision Insurance

• Section 125/Flexible Benefit Plans

Implementation and administration of Flexible Benefits and Cafeteria Plans

• Cost Recovery
• Property & Casualty Affiliates

Voluntary Employee Benefits (Employee Paid)

• Permenant Life Insurance

Individually designed products offered on a guarantee issue basis to employees, spouse and children

• Cancer/Dread Disease and Intensive Care Plans

Offered on a discounted basis through one of the leading recognized cancer insurance carriers in the United States

• Disability Income Protection

Affordable protection for the employee at discounted rates and guarantee issue

Fringe Benefits for Business Owners and Key Executives

• Executive Compensation and Bonus Plans

Flexible plans, no ERISA compliance, simple administration

• Deferred Compensation/Salary Continuation

Flexible plans, totally selective with minimal ERISA compliance

• Split Dollar Plans
• Disability Income Protection Plans
• Buy-Sell Agreements
• Individual Life Insurance

Individual

• Term and Universal Life Insurance

We offer coverage through 50 companies

• Disability Coverage

We offer coverage through 5 companies

• Health Coverage

We offer coverage for Medical, Dental, and Vision through 8 companies

• Fixed Annuities

We offer 30 companies to suit your needs